Affordable Housing Articles by Geography or Category    Atlanta | Austin | Boston | California | Chicago | Dallas | Denver | DC | Las Vegas | Los Angeles | Miami | New Jersey | New Orleans | New York | Philadelphia | San Diego | San Francisco | Seattle | Retirees | Baby Boomers | Seniors | Latinos

Tools You Can Use

 

Real Estate Calculators

How to Rent to Own Your Own Home

How to Buy an Affordable Modular Home

How to Buy a Foreclosure When You Don't Know Where to Start

How to Stop Drowning in Debt

How to Budget Your Money for Success

How to Catch up on a Mortgage When You're Falling Behind

How to Choose a Great Realtor

How to Get a Mortgage for Your Home

How to Get Government Assistance to Buy a Home

How to Understand Market Conditions

The Top 10 US Low Cost Cities for Living

 

 

  California Affordable Housing Info

More Californians are Turning to Pay Option ARM Loans
More and more California home owners are turning to a Pay Option adjustable rate mortgage (ARM) loan when refinancing to cash out or to lower monthly payments.  This increase of people refinancing in California using a Pay Option home loan is because the program gives the homeowner the choice to make one of four different payments every month.

The Pay Option ARM refinance home loan is a relatively new product that allows you four distinct payment options each month.  One of these options is the popular interest only loan.

Pay Option ARM mortgage loans are ideal for the self-employed, Generally the self-employed have fluctuating income and this program allows a mortgage payment that is consistent with cash flow.
 more

 

 

 

Copyright 2007 Affordable Housing Programs.  All Rights Reserved.  Site Design by www.tizmi.com